18302 — Monroe County, Pennsylvania Market Snapshot
Housing market data for zip code 18302 in Monroe County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
66 sales in 2026 (year to date)
Median Sale Price
$332,950
Days to Sell
40
Homes Sold
66
Inventory
75
Sale-to-List
100.0%
New Listings
130
Price/SqFt
$175
Pending Sales
101
Conforming Loan Available
Most homebuyers in 18302 can comfortably use conventional financing. The median home price of $332,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
18302's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 18302 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 18302 can comfortably use conventional financing. The median home price of $332,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18302 are set at the county level.
2026 Loan Limits — Monroe County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18302
To purchase the median home at $332,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,701.
Monthly Payment
$2,701
Income Required
$115,755
Principal & Interest
$2,052/mo
Down Payment (5%)
$16,648
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18302.
Estimated Monthly Payment
$2,211
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