18051 — Lehigh County, Pennsylvania Market Snapshot
Housing market data for zip code 18051 in Lehigh County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$467,120
Days to Sell
86
Homes Sold
11
Inventory
1
Sale-to-List
98.9%
New Listings
4
Price/SqFt
$204
Pending Sales
13
Conforming Loan Available
Most homebuyers in 18051 can comfortably use conventional financing. The median home price of $467,120 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 86 days on average, 18051 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 18051 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 18051 can comfortably use conventional financing. The median home price of $467,120 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 18051 are set at the county level.
2026 Loan Limits — Lehigh County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 18051
To purchase the median home at $467,120 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,729.
Monthly Payment
$3,729
Income Required
$159,811
Principal & Interest
$2,878/mo
Down Payment (5%)
$23,356
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 18051.
Estimated Monthly Payment
$3,041
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