17022 — Lancaster County, Pennsylvania Market Snapshot
Housing market data for zip code 17022 in Lancaster County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$306,250
Days to Sell
21
Homes Sold
28
Inventory
29
Sale-to-List
101.0%
New Listings
44
Price/SqFt
$194
Pending Sales
31
Conforming Loan Available
Most homebuyers in 17022 can comfortably use conventional financing. The median home price of $306,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 17022 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 17022 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 17022 can comfortably use conventional financing. The median home price of $306,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17022 are set at the county level.
2026 Loan Limits — Lancaster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17022
To purchase the median home at $306,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,496.
Monthly Payment
$2,496
Income Required
$106,988
Principal & Interest
$1,887/mo
Down Payment (5%)
$15,313
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17022.
Estimated Monthly Payment
$2,045
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 17022. Tell us what you're looking for.