15683 — Fayette County, Pennsylvania Market Snapshot
Housing market data for zip code 15683 in Fayette County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$192,100
Days to Sell
65
Homes Sold
14
Inventory
8
Sale-to-List
94.6%
New Listings
8
Price/SqFt
$106
Pending Sales
12
Conforming Loan Available
Most homebuyers in 15683 can comfortably use conventional financing. The median home price of $192,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 65 days on average, 15683 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 15683 sells for 5.4% below asking price (94.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 15683 can comfortably use conventional financing. The median home price of $192,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 15683 are set at the county level.
2026 Loan Limits — Fayette County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 15683
To purchase the median home at $192,100 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,622.
Monthly Payment
$1,622
Income Required
$69,506
Principal & Interest
$1,184/mo
Down Payment (5%)
$9,605
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 15683.
Estimated Monthly Payment
$1,339
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