17241 — Cumberland County, Pennsylvania Market Snapshot
Housing market data for zip code 17241 in Cumberland County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$304,950
Days to Sell
12
Homes Sold
20
Inventory
14
Sale-to-List
100.6%
New Listings
40
Price/SqFt
$168
Pending Sales
30
Conforming Loan Available
Most homebuyers in 17241 can comfortably use conventional financing. The median home price of $304,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
17241 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 17241 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 17241 can comfortably use conventional financing. The median home price of $304,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17241 are set at the county level.
2026 Loan Limits — Cumberland County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17241
To purchase the median home at $304,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,486.
Monthly Payment
$2,486
Income Required
$106,561
Principal & Interest
$1,879/mo
Down Payment (5%)
$15,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17241.
Estimated Monthly Payment
$2,037
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