17065 — Cumberland County, Pennsylvania Market Snapshot
Housing market data for zip code 17065 in Cumberland County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$269,450
Days to Sell
8
Homes Sold
14
Inventory
2
Sale-to-List
101.3%
New Listings
23
Price/SqFt
$183
Pending Sales
23
Conforming Loan Available
Most homebuyers in 17065 can comfortably use conventional financing. The median home price of $269,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
17065 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 17065 (101.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 17065 can comfortably use conventional financing. The median home price of $269,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17065 are set at the county level.
2026 Loan Limits — Cumberland County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17065
To purchase the median home at $269,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,214.
Monthly Payment
$2,214
Income Required
$94,905
Principal & Interest
$1,660/mo
Down Payment (5%)
$13,473
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17065.
Estimated Monthly Payment
$1,818
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