16412 — Crawford County, Pennsylvania Market Snapshot
Housing market data for zip code 16412 in Crawford County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$254,950
Days to Sell
37
Homes Sold
20
Inventory
9
Sale-to-List
98.6%
New Listings
30
Price/SqFt
$167
Pending Sales
29
Conforming Loan Available
Most homebuyers in 16412 can comfortably use conventional financing. The median home price of $254,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
16412's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 16412 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 16412 can comfortably use conventional financing. The median home price of $254,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 16412 are set at the county level.
2026 Loan Limits — Crawford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 16412
To purchase the median home at $254,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,103.
Monthly Payment
$2,103
Income Required
$90,143
Principal & Interest
$1,571/mo
Down Payment (5%)
$12,748
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 16412.
Estimated Monthly Payment
$1,728
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