17815 — Columbia County, Pennsylvania Market Snapshot
Housing market data for zip code 17815 in Columbia County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$287,500
Days to Sell
52
Homes Sold
54
Inventory
69
Sale-to-List
98.4%
New Listings
79
Price/SqFt
$152
Pending Sales
74
Conforming Loan Available
Most homebuyers in 17815 can comfortably use conventional financing. The median home price of $287,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
17815's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 17815 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 17815 can comfortably use conventional financing. The median home price of $287,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 17815 are set at the county level.
2026 Loan Limits — Columbia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 17815
To purchase the median home at $287,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,353.
Monthly Payment
$2,353
Income Required
$100,831
Principal & Interest
$1,771/mo
Down Payment (5%)
$14,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 17815.
Estimated Monthly Payment
$1,929
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