19425 — Chester County, Pennsylvania Market Snapshot
Housing market data for zip code 19425 in Chester County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$1,087,500
Days to Sell
34
Homes Sold
16
Inventory
28
Sale-to-List
100.0%
New Listings
38
Price/SqFt
$251
Pending Sales
27
Jumbo Loan Likely Needed
The median home in 19425 at $1,087,500 exceeds the 2026 conforming loan limit of $832,750 by $254,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
19425's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19425 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 19425 at $1,087,500 exceeds the 2026 conforming loan limit of $832,750 by $254,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 19425 are set at the county level.
2026 Loan Limits — Chester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19425
To purchase the median home at $1,087,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,482.
Monthly Payment
$8,482
Income Required
$363,518
Principal & Interest
$6,701/mo
Down Payment (5%)
$54,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19425.
Estimated Monthly Payment
$6,880
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 19425.
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