19348 — Chester County, Pennsylvania Market Snapshot
Housing market data for zip code 19348 in Chester County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
37 sales in 2026 (year to date)
Median Sale Price
$727,000
Days to Sell
35
Homes Sold
37
Inventory
44
Sale-to-List
100.7%
New Listings
84
Price/SqFt
$258
Pending Sales
68
Conforming Loan Available
The median home in 19348 at $727,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
19348's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19348 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 19348 at $727,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 19348 are set at the county level.
2026 Loan Limits — Chester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19348
To purchase the median home at $727,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,720.
Monthly Payment
$5,720
Income Required
$245,145
Principal & Interest
$4,480/mo
Down Payment (5%)
$36,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19348.
Estimated Monthly Payment
$4,649
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