15902 — Cambria County, Pennsylvania Market Snapshot
Housing market data for zip code 15902 in Cambria County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$53,375
Days to Sell
36
Homes Sold
18
Inventory
25
Sale-to-List
94.7%
New Listings
35
Price/SqFt
$42
Pending Sales
30
Conforming Loan Available
Most homebuyers in 15902 can comfortably use conventional financing. The median home price of $53,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
15902's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 15902 sells for 5.3% below asking price (94.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 15902 can comfortably use conventional financing. The median home price of $53,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 15902 are set at the county level.
2026 Loan Limits — Cambria County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 15902
To purchase the median home at $53,375 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $559.
Monthly Payment
$559
Income Required
$23,955
Principal & Interest
$329/mo
Down Payment (5%)
$2,669
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 15902.
Estimated Monthly Payment
$480
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