15738 — Cambria County, Pennsylvania Market Snapshot
Housing market data for zip code 15738 in Cambria County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Cambria County county page for broader data.
Market Sales Data
1 sales in 2015
Median Sale Price
$16,600
Days to Sell
54
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 15738 can comfortably use conventional financing. The median home price of $16,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
15738's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 15738 can comfortably use conventional financing. The median home price of $16,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 15738 are set at the county level.
2026 Loan Limits — Cambria County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 15738
To purchase the median home at $16,600 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $277.
Monthly Payment
$277
Income Required
$11,879
Principal & Interest
$102/mo
Down Payment (5%)
$830
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 15738.
Estimated Monthly Payment
$253
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