19054 — Bucks County, Pennsylvania Market Snapshot
Housing market data for zip code 19054 in Bucks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$429,000
Days to Sell
8
Homes Sold
27
Inventory
13
Sale-to-List
101.5%
New Listings
39
Price/SqFt
$289
Pending Sales
33
Conforming Loan Available
Most homebuyers in 19054 can comfortably use conventional financing. The median home price of $429,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19054 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 19054 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19054 can comfortably use conventional financing. The median home price of $429,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19054 are set at the county level.
2026 Loan Limits — Bucks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19054
To purchase the median home at $429,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,437.
Monthly Payment
$3,437
Income Required
$147,294
Principal & Interest
$2,643/mo
Down Payment (5%)
$21,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19054.
Estimated Monthly Payment
$2,805
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