16648 — Blair County, Pennsylvania Market Snapshot
Housing market data for zip code 16648 in Blair County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$287,300
Days to Sell
14
Homes Sold
38
Inventory
21
Sale-to-List
97.9%
New Listings
44
Price/SqFt
$139
Pending Sales
39
Conforming Loan Available
Most homebuyers in 16648 can comfortably use conventional financing. The median home price of $287,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 16648 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 16648 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 16648 can comfortably use conventional financing. The median home price of $287,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 16648 are set at the county level.
2026 Loan Limits — Blair County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 16648
To purchase the median home at $287,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,351.
Monthly Payment
$2,351
Income Required
$100,766
Principal & Interest
$1,770/mo
Down Payment (5%)
$14,365
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 16648.
Estimated Monthly Payment
$1,928
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