19602 — Berks County, Pennsylvania Market Snapshot
Housing market data for zip code 19602 in Berks County, Pennsylvania. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$160,388
Days to Sell
16
Homes Sold
52
Inventory
30
Sale-to-List
99.5%
New Listings
53
Price/SqFt
$120
Pending Sales
45
Conforming Loan Available
Most homebuyers in 19602 can comfortably use conventional financing. The median home price of $160,388 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 19602 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 19602 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19602 can comfortably use conventional financing. The median home price of $160,388 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19602 are set at the county level.
2026 Loan Limits — Berks County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 19602
To purchase the median home at $160,388 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,379.
Monthly Payment
$1,379
Income Required
$59,093
Principal & Interest
$988/mo
Down Payment (5%)
$8,019
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19602.
Estimated Monthly Payment
$1,143
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