73425 — Stephens County, Oklahoma Market Snapshot
Housing market data for zip code 73425 in Stephens County, Oklahoma. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Stephens County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$47,100
Days to Sell
185
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 73425 can comfortably use conventional financing. The median home price of $47,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 185 days on average, 73425 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 73425 can comfortably use conventional financing. The median home price of $47,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73425 are set at the county level.
2026 Loan Limits — Stephens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73425
To purchase the median home at $47,100 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $511.
Monthly Payment
$511
Income Required
$21,894
Principal & Interest
$290/mo
Down Payment (5%)
$2,355
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73425.
Estimated Monthly Payment
$441
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