74962 — Sequoyah County, Oklahoma Market Snapshot
Housing market data for zip code 74962 in Sequoyah County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$421,300
Days to Sell
83
Homes Sold
16
Inventory
38
Sale-to-List
93.6%
New Listings
20
Price/SqFt
$154
Pending Sales
15
Conforming Loan Available
Most homebuyers in 74962 can comfortably use conventional financing. The median home price of $421,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 83 days on average, 74962 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 74962 sells for 6.4% below asking price (93.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 74962 can comfortably use conventional financing. The median home price of $421,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 74962 are set at the county level.
2026 Loan Limits — Sequoyah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 74962
To purchase the median home at $421,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,378.
Monthly Payment
$3,378
Income Required
$144,766
Principal & Interest
$2,596/mo
Down Payment (5%)
$21,065
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 74962.
Estimated Monthly Payment
$2,757
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