73149 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73149 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$140,650
Days to Sell
50
Homes Sold
15
Inventory
2
Sale-to-List
97.0%
New Listings
9
Price/SqFt
$140
Pending Sales
14
Conforming Loan Available
Most homebuyers in 73149 can comfortably use conventional financing. The median home price of $140,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73149's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 73149 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73149 can comfortably use conventional financing. The median home price of $140,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73149 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73149
To purchase the median home at $140,650 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,228.
Monthly Payment
$1,228
Income Required
$52,612
Principal & Interest
$867/mo
Down Payment (5%)
$7,033
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73149.
Estimated Monthly Payment
$1,020
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