73115 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73115 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
76 sales in 2026 (year to date)
Median Sale Price
$140,500
Days to Sell
34
Homes Sold
76
Inventory
37
Sale-to-List
96.2%
New Listings
90
Price/SqFt
$128
Pending Sales
91
Conforming Loan Available
Most homebuyers in 73115 can comfortably use conventional financing. The median home price of $140,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73115's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 73115 sells for 3.8% below asking price (96.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73115 can comfortably use conventional financing. The median home price of $140,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73115 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73115
To purchase the median home at $140,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,226.
Monthly Payment
$1,226
Income Required
$52,563
Principal & Interest
$866/mo
Down Payment (5%)
$7,025
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73115.
Estimated Monthly Payment
$1,020
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 73115. Tell us what you're looking for.