73007 — Oklahoma County, Oklahoma Market Snapshot
Housing market data for zip code 73007 in Oklahoma County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$596,660
Days to Sell
114
Homes Sold
38
Inventory
72
Sale-to-List
99.2%
New Listings
59
Price/SqFt
$217
Pending Sales
36
Conforming Loan Available
Most homebuyers in 73007 can comfortably use conventional financing. The median home price of $596,660 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 114 days on average, 73007 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 73007 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73007 can comfortably use conventional financing. The median home price of $596,660 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73007 are set at the county level.
2026 Loan Limits — Oklahoma County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73007
To purchase the median home at $596,660 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,721.
Monthly Payment
$4,721
Income Required
$202,347
Principal & Interest
$3,676/mo
Down Payment (5%)
$29,833
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73007.
Estimated Monthly Payment
$3,843
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