73065 — McClain County, Oklahoma Market Snapshot
Housing market data for zip code 73065 in McClain County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
100 sales in 2026 (year to date)
Median Sale Price
$270,495
Days to Sell
82
Homes Sold
100
Inventory
99
Sale-to-List
99.0%
New Listings
106
Price/SqFt
$167
Pending Sales
121
Conforming Loan Available
Most homebuyers in 73065 can comfortably use conventional financing. The median home price of $270,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 73065 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 73065 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73065 can comfortably use conventional financing. The median home price of $270,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73065 are set at the county level.
2026 Loan Limits — McClain County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73065
To purchase the median home at $270,495 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,222.
Monthly Payment
$2,222
Income Required
$95,248
Principal & Interest
$1,667/mo
Down Payment (5%)
$13,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73065.
Estimated Monthly Payment
$1,824
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