73010 — McClain County, Oklahoma Market Snapshot
Housing market data for zip code 73010 in McClain County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
132 sales in 2026 (year to date)
Median Sale Price
$365,720
Days to Sell
81
Homes Sold
132
Inventory
144
Sale-to-List
98.3%
New Listings
152
Price/SqFt
$181
Pending Sales
130
Conforming Loan Available
Most homebuyers in 73010 can comfortably use conventional financing. The median home price of $365,720 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 81 days on average, 73010 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 73010 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73010 can comfortably use conventional financing. The median home price of $365,720 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73010 are set at the county level.
2026 Loan Limits — McClain County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73010
To purchase the median home at $365,720 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,952.
Monthly Payment
$2,952
Income Required
$126,516
Principal & Interest
$2,253/mo
Down Payment (5%)
$18,286
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73010.
Estimated Monthly Payment
$2,413
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