73521 — Jackson County, Oklahoma Market Snapshot
Housing market data for zip code 73521 in Jackson County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
71 sales in 2026 (year to date)
Median Sale Price
$208,500
Days to Sell
59
Homes Sold
71
Inventory
65
Sale-to-List
95.1%
New Listings
95
Price/SqFt
$116
Pending Sales
98
Conforming Loan Available
Most homebuyers in 73521 can comfortably use conventional financing. The median home price of $208,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73521's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 73521 sells for 4.9% below asking price (95.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73521 can comfortably use conventional financing. The median home price of $208,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73521 are set at the county level.
2026 Loan Limits — Jackson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73521
To purchase the median home at $208,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,747.
Monthly Payment
$1,747
Income Required
$74,891
Principal & Interest
$1,285/mo
Down Payment (5%)
$10,425
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73521.
Estimated Monthly Payment
$1,440
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