73173 — Cleveland County, Oklahoma Market Snapshot
Housing market data for zip code 73173 in Cleveland County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$622,040
Days to Sell
25
Homes Sold
17
Inventory
21
Sale-to-List
98.2%
New Listings
27
Price/SqFt
$191
Pending Sales
22
Conforming Loan Available
Most homebuyers in 73173 can comfortably use conventional financing. The median home price of $622,040 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 73173 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 73173 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73173 can comfortably use conventional financing. The median home price of $622,040 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73173 are set at the county level.
2026 Loan Limits — Cleveland County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73173
To purchase the median home at $622,040 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,916.
Monthly Payment
$4,916
Income Required
$210,680
Principal & Interest
$3,833/mo
Down Payment (5%)
$31,102
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73173.
Estimated Monthly Payment
$4,000
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