73128 — Canadian County, Oklahoma Market Snapshot
Housing market data for zip code 73128 in Canadian County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$258,450
Days to Sell
45
Homes Sold
28
Inventory
15
Sale-to-List
99.2%
New Listings
29
Price/SqFt
$144
Pending Sales
31
Conforming Loan Available
Most homebuyers in 73128 can comfortably use conventional financing. The median home price of $258,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
73128's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 73128 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 73128 can comfortably use conventional financing. The median home price of $258,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73128 are set at the county level.
2026 Loan Limits — Canadian County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73128
To purchase the median home at $258,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,130.
Monthly Payment
$2,130
Income Required
$91,293
Principal & Interest
$1,592/mo
Down Payment (5%)
$12,923
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73128.
Estimated Monthly Payment
$1,749
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