73662 — Beckham County, Oklahoma Market Snapshot
Housing market data for zip code 73662 in Beckham County, Oklahoma. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$187,000
Days to Sell
85
Homes Sold
10
Inventory
36
Sale-to-List
94.7%
New Listings
22
Price/SqFt
$91
Pending Sales
15
Conforming Loan Available
Most homebuyers in 73662 can comfortably use conventional financing. The median home price of $187,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 85 days on average, 73662 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 73662 sells for 5.3% below asking price (94.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 73662 can comfortably use conventional financing. The median home price of $187,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 73662 are set at the county level.
2026 Loan Limits — Beckham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 73662
To purchase the median home at $187,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,583.
Monthly Payment
$1,583
Income Required
$67,831
Principal & Interest
$1,152/mo
Down Payment (5%)
$9,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 73662.
Estimated Monthly Payment
$1,307
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