59002 — Yellowstone County, Montana Market Snapshot
Housing market data for zip code 59002 in Yellowstone County, Montana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Yellowstone County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$1,499,900
Days to Sell
79
Homes Sold
1
Inventory
N/A
Jumbo Loan Likely Needed
The median home in 59002 at $1,499,900 exceeds the 2026 conforming loan limit of $832,750 by $667,150. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 79 days on average, 59002 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 59002 at $1,499,900 exceeds the 2026 conforming loan limit of $832,750 by $667,150. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 59002 are set at the county level.
2026 Loan Limits — Yellowstone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $754,400 |
| 2 Units | $1,066,250 | $965,750 |
| 3 Units | $1,288,800 | $1,167,400 |
| 4 Units | $1,601,750 | $1,450,800 |
Affordability Snapshot — Zip 59002
To purchase the median home at $1,499,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,642.
Monthly Payment
$11,642
Income Required
$498,933
Principal & Interest
$9,242/mo
Down Payment (5%)
$74,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 59002.
Estimated Monthly Payment
$9,433
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 59002.
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