59071 — Carbon County, Montana Market Snapshot
Housing market data for zip code 59071 in Carbon County, Montana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Carbon County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$364,888
Days to Sell
47
Homes Sold
1
Inventory
3
Conforming Loan Available
Most homebuyers in 59071 can comfortably use conventional financing. The median home price of $364,888 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
59071's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 59071 can comfortably use conventional financing. The median home price of $364,888 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 59071 are set at the county level.
2026 Loan Limits — Carbon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $754,400 |
| 2 Units | $1,066,250 | $965,750 |
| 3 Units | $1,288,800 | $1,167,400 |
| 4 Units | $1,601,750 | $1,450,800 |
Affordability Snapshot — Zip 59071
To purchase the median home at $364,888 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,946.
Monthly Payment
$2,946
Income Required
$126,242
Principal & Interest
$2,248/mo
Down Payment (5%)
$18,244
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 59071.
Estimated Monthly Payment
$2,408
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