55362 — Wright County, Minnesota Market Snapshot
Housing market data for zip code 55362 in Wright County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
65 sales in 2026 (year to date)
Median Sale Price
$355,670
Days to Sell
23
Homes Sold
65
Inventory
42
Sale-to-List
99.0%
New Listings
104
Price/SqFt
$191
Pending Sales
83
Conforming Loan Available
Most homebuyers in 55362 can comfortably use conventional financing. The median home price of $355,670 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55362 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55362 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55362 can comfortably use conventional financing. The median home price of $355,670 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55362 are set at the county level.
2026 Loan Limits — Wright County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55362
To purchase the median home at $355,670 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,875.
Monthly Payment
$2,875
Income Required
$123,216
Principal & Interest
$2,192/mo
Down Payment (5%)
$17,784
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55362.
Estimated Monthly Payment
$2,351
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