55115 — Washington County, Minnesota Market Snapshot
Housing market data for zip code 55115 in Washington County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$483,750
Days to Sell
19
Homes Sold
32
Inventory
20
Sale-to-List
99.5%
New Listings
50
Price/SqFt
$235
Pending Sales
38
Conforming Loan Available
Most homebuyers in 55115 can comfortably use conventional financing. The median home price of $483,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55115 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55115 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55115 can comfortably use conventional financing. The median home price of $483,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55115 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55115
To purchase the median home at $483,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,856.
Monthly Payment
$3,856
Income Required
$165,271
Principal & Interest
$2,981/mo
Down Payment (5%)
$24,188
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55115.
Estimated Monthly Payment
$3,144
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