55008 — Isanti County, Minnesota Market Snapshot
Housing market data for zip code 55008 in Isanti County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
76 sales in 2026 (year to date)
Median Sale Price
$356,950
Days to Sell
53
Homes Sold
76
Inventory
42
Sale-to-List
99.5%
New Listings
93
Price/SqFt
$194
Pending Sales
96
Conforming Loan Available
Most homebuyers in 55008 can comfortably use conventional financing. The median home price of $356,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
55008's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 55008 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55008 can comfortably use conventional financing. The median home price of $356,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55008 are set at the county level.
2026 Loan Limits — Isanti County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55008
To purchase the median home at $356,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,885.
Monthly Payment
$2,885
Income Required
$123,636
Principal & Interest
$2,199/mo
Down Payment (5%)
$17,848
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55008.
Estimated Monthly Payment
$2,359
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