55446 — Hennepin County, Minnesota Market Snapshot
Housing market data for zip code 55446 in Hennepin County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
72 sales in 2026 (year to date)
Median Sale Price
$661,750
Days to Sell
25
Homes Sold
72
Inventory
50
Sale-to-List
100.0%
New Listings
105
Price/SqFt
$221
Pending Sales
98
Conforming Loan Available
Most homebuyers in 55446 can comfortably use conventional financing. The median home price of $661,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55446 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55446 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55446 can comfortably use conventional financing. The median home price of $661,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55446 are set at the county level.
2026 Loan Limits — Hennepin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55446
To purchase the median home at $661,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,220.
Monthly Payment
$5,220
Income Required
$223,719
Principal & Interest
$4,077/mo
Down Payment (5%)
$33,088
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55446.
Estimated Monthly Payment
$4,245
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