55443 — Hennepin County, Minnesota Market Snapshot
Housing market data for zip code 55443 in Hennepin County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$410,500
Days to Sell
23
Homes Sold
58
Inventory
39
Sale-to-List
99.5%
New Listings
96
Price/SqFt
$173
Pending Sales
86
Conforming Loan Available
Most homebuyers in 55443 can comfortably use conventional financing. The median home price of $410,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55443 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55443 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55443 can comfortably use conventional financing. The median home price of $410,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55443 are set at the county level.
2026 Loan Limits — Hennepin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55443
To purchase the median home at $410,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,295.
Monthly Payment
$3,295
Income Required
$141,219
Principal & Interest
$2,529/mo
Down Payment (5%)
$20,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55443.
Estimated Monthly Payment
$2,691
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