55426 — Hennepin County, Minnesota Market Snapshot
Housing market data for zip code 55426 in Hennepin County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
107 sales in 2026 (year to date)
Median Sale Price
$399,900
Days to Sell
15
Homes Sold
107
Inventory
59
Sale-to-List
100.6%
New Listings
146
Price/SqFt
$242
Pending Sales
125
Conforming Loan Available
Most homebuyers in 55426 can comfortably use conventional financing. The median home price of $399,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55426 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55426 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55426 can comfortably use conventional financing. The median home price of $399,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55426 are set at the county level.
2026 Loan Limits — Hennepin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55426
To purchase the median home at $399,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,214.
Monthly Payment
$3,214
Income Required
$137,739
Principal & Interest
$2,464/mo
Down Payment (5%)
$19,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55426.
Estimated Monthly Payment
$2,625
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 55426. Tell us what you're looking for.