55327 — Hennepin County, Minnesota Market Snapshot
Housing market data for zip code 55327 in Hennepin County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$531,452
Days to Sell
72
Homes Sold
22
Inventory
30
Sale-to-List
100.1%
New Listings
38
Price/SqFt
$209
Pending Sales
33
Conforming Loan Available
Most homebuyers in 55327 can comfortably use conventional financing. The median home price of $531,452 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 55327 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 55327 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55327 can comfortably use conventional financing. The median home price of $531,452 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55327 are set at the county level.
2026 Loan Limits — Hennepin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55327
To purchase the median home at $531,452 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,222.
Monthly Payment
$4,222
Income Required
$180,935
Principal & Interest
$3,275/mo
Down Payment (5%)
$26,573
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55327.
Estimated Monthly Payment
$3,439
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