55360 — Carver County, Minnesota Market Snapshot
Housing market data for zip code 55360 in Carver County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$399,700
Days to Sell
18
Homes Sold
10
Inventory
3
Sale-to-List
100.6%
New Listings
15
Price/SqFt
$199
Pending Sales
16
Conforming Loan Available
Most homebuyers in 55360 can comfortably use conventional financing. The median home price of $399,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 55360 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 55360 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55360 can comfortably use conventional financing. The median home price of $399,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55360 are set at the county level.
2026 Loan Limits — Carver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55360
To purchase the median home at $399,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,212.
Monthly Payment
$3,212
Income Required
$137,673
Principal & Interest
$2,463/mo
Down Payment (5%)
$19,985
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55360.
Estimated Monthly Payment
$2,624
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