55331 — Carver County, Minnesota Market Snapshot
Housing market data for zip code 55331 in Carver County, Minnesota. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Carver County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$705,201
Days to Sell
71
Homes Sold
2
Inventory
1
Conforming Loan Available
The median home in 55331 at $705,201 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 55331 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 55331 at $705,201 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 55331 are set at the county level.
2026 Loan Limits — Carver County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55331
To purchase the median home at $705,201 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,553.
Monthly Payment
$5,553
Income Required
$237,987
Principal & Interest
$4,345/mo
Down Payment (5%)
$35,260
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55331.
Estimated Monthly Payment
$4,514
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