55449 — Anoka County, Minnesota Market Snapshot
Housing market data for zip code 55449 in Anoka County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
106 sales in 2026 (year to date)
Median Sale Price
$513,732
Days to Sell
37
Homes Sold
106
Inventory
55
Sale-to-List
99.3%
New Listings
105
Price/SqFt
$196
Pending Sales
101
Conforming Loan Available
Most homebuyers in 55449 can comfortably use conventional financing. The median home price of $513,732 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
55449's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 55449 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55449 can comfortably use conventional financing. The median home price of $513,732 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55449 are set at the county level.
2026 Loan Limits — Anoka County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55449
To purchase the median home at $513,732 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,086.
Monthly Payment
$4,086
Income Required
$175,116
Principal & Interest
$3,165/mo
Down Payment (5%)
$25,687
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55449.
Estimated Monthly Payment
$3,329
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