55303 — Anoka County, Minnesota Market Snapshot
Housing market data for zip code 55303 in Anoka County, Minnesota. Updated monthly with median prices, days on market, and more.
Market Sales Data
194 sales in 2026 (year to date)
Median Sale Price
$369,950
Days to Sell
30
Homes Sold
194
Inventory
122
Sale-to-List
100.4%
New Listings
270
Price/SqFt
$184
Pending Sales
252
Conforming Loan Available
Most homebuyers in 55303 can comfortably use conventional financing. The median home price of $369,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
55303's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 55303 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 55303 can comfortably use conventional financing. The median home price of $369,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 55303 are set at the county level.
2026 Loan Limits — Anoka County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $552,000 |
| 2 Units | $1,066,250 | $706,650 |
| 3 Units | $1,288,800 | $854,200 |
| 4 Units | $1,601,750 | $1,061,550 |
Affordability Snapshot — Zip 55303
To purchase the median home at $369,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,984.
Monthly Payment
$2,984
Income Required
$127,904
Principal & Interest
$2,280/mo
Down Payment (5%)
$18,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 55303.
Estimated Monthly Payment
$2,440
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