04063 — York County, Maine Market Snapshot
Housing market data for zip code 04063 in York County, Maine. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the York County county page for broader data.
Market Sales Data
1 sales in 2018
Median Sale Price
$653,500
Days to Sell
21
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 04063 can comfortably use conventional financing. The median home price of $653,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 04063 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 04063 can comfortably use conventional financing. The median home price of $653,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 04063 are set at the county level.
2026 Loan Limits — York County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $615,250 |
| 2 Units | $1,066,250 | $787,650 |
| 3 Units | $1,288,800 | $952,050 |
| 4 Units | $1,601,750 | $1,183,200 |
Affordability Snapshot — Zip 04063
To purchase the median home at $653,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,157.
Monthly Payment
$5,157
Income Required
$221,010
Principal & Interest
$4,027/mo
Down Payment (5%)
$32,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 04063.
Estimated Monthly Payment
$4,194
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