03579 — Oxford County, Maine Market Snapshot
Housing market data for zip code 03579 in Oxford County, Maine. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Oxford County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$404,933
Days to Sell
269
Homes Sold
1
Inventory
9
Conforming Loan Available
Most homebuyers in 03579 can comfortably use conventional financing. The median home price of $404,933 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 269 days on average, 03579 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 03579 can comfortably use conventional financing. The median home price of $404,933 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03579 are set at the county level.
2026 Loan Limits — Oxford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03579
To purchase the median home at $404,933 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,252.
Monthly Payment
$3,252
Income Required
$139,392
Principal & Interest
$2,495/mo
Down Payment (5%)
$20,247
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03579.
Estimated Monthly Payment
$2,656
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