50518 — Webster County, Iowa Market Snapshot
Housing market data for zip code 50518 in Webster County, Iowa. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Webster County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$173,000
Days to Sell
N/A
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 50518 can comfortably use conventional financing. The median home price of $173,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Conforming Loan Feasibility
Most homebuyers in 50518 can comfortably use conventional financing. The median home price of $173,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50518 are set at the county level.
2026 Loan Limits — Webster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50518
To purchase the median home at $173,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,475.
Monthly Payment
$1,475
Income Required
$63,234
Principal & Interest
$1,066/mo
Down Payment (5%)
$8,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50518.
Estimated Monthly Payment
$1,221
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 50518. Tell us what you're looking for.