52353 — Washington County, Iowa Market Snapshot
Housing market data for zip code 52353 in Washington County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$218,750
Days to Sell
89
Homes Sold
36
Inventory
29
Sale-to-List
96.2%
New Listings
37
Price/SqFt
$124
Pending Sales
36
Conforming Loan Available
Most homebuyers in 52353 can comfortably use conventional financing. The median home price of $218,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 52353 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 52353 sells for 3.8% below asking price (96.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 52353 can comfortably use conventional financing. The median home price of $218,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52353 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52353
To purchase the median home at $218,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,826.
Monthly Payment
$1,826
Income Required
$78,257
Principal & Interest
$1,348/mo
Down Payment (5%)
$10,938
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52353.
Estimated Monthly Payment
$1,504
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