52807 — Scott County, Iowa Market Snapshot
Housing market data for zip code 52807 in Scott County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$417,000
Days to Sell
28
Homes Sold
30
Inventory
20
Sale-to-List
98.9%
New Listings
48
Price/SqFt
$186
Pending Sales
47
Conforming Loan Available
Most homebuyers in 52807 can comfortably use conventional financing. The median home price of $417,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 52807 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 52807 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 52807 can comfortably use conventional financing. The median home price of $417,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52807 are set at the county level.
2026 Loan Limits — Scott County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52807
To purchase the median home at $417,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,345.
Monthly Payment
$3,345
Income Required
$143,354
Principal & Interest
$2,569/mo
Down Payment (5%)
$20,850
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52807.
Estimated Monthly Payment
$2,731
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