52802 — Scott County, Iowa Market Snapshot
Housing market data for zip code 52802 in Scott County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$96,500
Days to Sell
18
Homes Sold
39
Inventory
25
Sale-to-List
99.5%
New Listings
41
Price/SqFt
$83
Pending Sales
45
Conforming Loan Available
Most homebuyers in 52802 can comfortably use conventional financing. The median home price of $96,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 52802 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 52802 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 52802 can comfortably use conventional financing. The median home price of $96,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52802 are set at the county level.
2026 Loan Limits — Scott County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52802
To purchase the median home at $96,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $889.
Monthly Payment
$889
Income Required
$38,115
Principal & Interest
$595/mo
Down Payment (5%)
$4,825
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52802.
Estimated Monthly Payment
$747
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