52632 — Lee County, Iowa Market Snapshot
Housing market data for zip code 52632 in Lee County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$105,500
Days to Sell
84
Homes Sold
30
Inventory
59
Sale-to-List
93.6%
New Listings
51
Price/SqFt
$67
Pending Sales
51
Conforming Loan Available
Most homebuyers in 52632 can comfortably use conventional financing. The median home price of $105,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 84 days on average, 52632 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 52632 sells for 6.4% below asking price (93.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 52632 can comfortably use conventional financing. The median home price of $105,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52632 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52632
To purchase the median home at $105,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $958.
Monthly Payment
$958
Income Required
$41,070
Principal & Interest
$650/mo
Down Payment (5%)
$5,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52632.
Estimated Monthly Payment
$803
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