52241 — Johnson County, Iowa Market Snapshot
Housing market data for zip code 52241 in Johnson County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
62 sales in 2026 (year to date)
Median Sale Price
$341,145
Days to Sell
63
Homes Sold
62
Inventory
60
Sale-to-List
98.8%
New Listings
101
Price/SqFt
$173
Pending Sales
90
Conforming Loan Available
Most homebuyers in 52241 can comfortably use conventional financing. The median home price of $341,145 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 52241 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 52241 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 52241 can comfortably use conventional financing. The median home price of $341,145 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 52241 are set at the county level.
2026 Loan Limits — Johnson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 52241
To purchase the median home at $341,145 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,764.
Monthly Payment
$2,764
Income Required
$118,446
Principal & Interest
$2,102/mo
Down Payment (5%)
$17,057
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 52241.
Estimated Monthly Payment
$2,261
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