50054 — Jasper County, Iowa Market Snapshot
Housing market data for zip code 50054 in Jasper County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$198,750
Days to Sell
28
Homes Sold
14
Inventory
8
Sale-to-List
96.8%
New Listings
12
Price/SqFt
$168
Pending Sales
13
Conforming Loan Available
Most homebuyers in 50054 can comfortably use conventional financing. The median home price of $198,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 50054 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 50054 sells for 3.2% below asking price (96.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 50054 can comfortably use conventional financing. The median home price of $198,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50054 are set at the county level.
2026 Loan Limits — Jasper County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50054
To purchase the median home at $198,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,673.
Monthly Payment
$1,673
Income Required
$71,690
Principal & Interest
$1,225/mo
Down Payment (5%)
$9,938
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50054.
Estimated Monthly Payment
$1,380
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