51002 — Buena Vista County, Iowa Market Snapshot
Housing market data for zip code 51002 in Buena Vista County, Iowa. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 7 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Buena Vista County county page for broader data.
Market Sales Data
7 sales in 2026 (year to date)
Median Sale Price
$180,500
Days to Sell
21
Homes Sold
7
Inventory
3
Conforming Loan Available
Most homebuyers in 51002 can comfortably use conventional financing. The median home price of $180,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 51002 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 51002 can comfortably use conventional financing. The median home price of $180,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 51002 are set at the county level.
2026 Loan Limits — Buena Vista County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 51002
To purchase the median home at $180,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,533.
Monthly Payment
$1,533
Income Required
$65,697
Principal & Interest
$1,112/mo
Down Payment (5%)
$9,025
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 51002.
Estimated Monthly Payment
$1,267
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