50702 — Black Hawk County, Iowa Market Snapshot
Housing market data for zip code 50702 in Black Hawk County, Iowa. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$191,000
Days to Sell
18
Homes Sold
11
Inventory
6
Sale-to-List
98.8%
New Listings
14
Price/SqFt
$125
Pending Sales
17
Conforming Loan Available
Most homebuyers in 50702 can comfortably use conventional financing. The median home price of $191,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 50702 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 50702 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 50702 can comfortably use conventional financing. The median home price of $191,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 50702 are set at the county level.
2026 Loan Limits — Black Hawk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 50702
To purchase the median home at $191,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,613.
Monthly Payment
$1,613
Income Required
$69,145
Principal & Interest
$1,177/mo
Down Payment (5%)
$9,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 50702.
Estimated Monthly Payment
$1,332
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